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Who This Checklist Is For
- Check 1: Verify the System Architecture (Not Just the Component List)
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Check 2: Validate the Financial Report Visibility (Not Just the Quote)
- Check 3: Inspect the Installation Scope (Where Most Rework Happens)
- Check 4: Test the System Performance Claims Against Real Data
- Check 5: Review the Financing Structure for Hidden Costs
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Common Mistakes (That I've Made)
Who This Checklist Is For
If you're a commercial property owner, facility manager, or corporate energy buyer considering solar-plus-storage, this is for you. Specifically, this checklist applies when you're evaluating proposals from national providers like Vivint Solar, Sunrun, or Tesla Energy, and you need to separate polished sales materials from actual system quality.
I've reviewed over 200 commercial solar and battery proposals annually for the past 4 years. This checklist comes from the ones that failed—the proposals that looked great on paper but had hidden issues that would have cost thousands in rework or delayed installation by months.
Here are the 5 checks I run on every proposal, in order. Skip one, and you're gambling.
Check 1: Verify the System Architecture (Not Just the Component List)
Most proposals list components: number of panels, battery capacity, inverter type. That's table stakes. What matters is how they work together. I rejected a proposal in Q1 2024 that listed compatible components but had a wiring topology that created a 12% voltage drop on the DC side. The design was 'within industry standard'—barely. We rejected it, and the vendor redesigned at their cost.
What to look for:
- Battery coupling – AC-coupled vs DC-coupled. For retrofit projects, AC is simpler but less efficient (93% vs 97% round-trip). For new builds, DC is usually better. The proposal should specify which.
- Combiner box ratings – A vendor once spec'd a 250A combiner for a 320A string. That's not 'close enough'—it's a code violation.
- Backup transfer switch – If you're getting battery backup, is it a whole-home transfer or critical loads panel? The difference can be 40% in cost (Source: NREL, 2024 data).
Red flag: If they can't provide a one-line diagram (what most people call a solar battery diagram), walk away. A proper proposal should include a simplified electrical schematic showing how panels, batteries, and inverters connect.
Check 2: Validate the Financial Report Visibility (Not Just the Quote)
This one catches most buyers off guard. The proposal includes a financial pro forma—savings estimates, payback period, ROI. But where does that data come from? I've seen proposals that assumed 4% annual utility escalation when the local utility had already filed for 6% rate increases over the next 3 years.
When evaluating a provider like Vivint Solar, ask for the Vivint Solar financial report—not the one-off proposal you received. A public company's quarterly financial report shows the company's financial health, debt levels, and whether they're still investing in commercial systems. If a provider won't share their Q3 or Q4 2024 report (available on their investor relations page), that's a warning sign.
Plus, check recent Vivint Solar news for regulatory changes, merger updates, or service area expansions. In 2024, several solar companies reduced their commercial sales teams in certain states due to NEM 3.0 changes. If your proposal is from a company that just downsized in your region, who's going to service your system in 5 years?
Check 3: Inspect the Installation Scope (Where Most Rework Happens)
This is the step I've learned the hard way. The proposal lists installation services, but what's actually included? I had a $180,000 commercial installation where the contract said 'roof mounting' but didn't specify the mounting system. The contractor showed up with ballasted mounts for a flat roof. The structural engineer's report required a penetrating mount system. That cost us $22,000 in rework and a 3-week delay.
Your installation checklist:
- Roof assessment – Did they send a structural engineer or a sales rep? A proper assessment includes load calculations, not just 'looks fine.'
- EV charger installation – If you're bundling EV chargers (say, for a North Las Vegas commercial property), is the conduit from the battery system to the chargers included? I've seen proposals that quoted the chargers but not the trenching or conduit—adding $4,000 to $8,000 after contract signing.
- Battery placement – Indoor vs outdoor rated? Fire code clearances? Thermal management requirements? A battery installed in an unconditioned garage in Phoenix will degrade 30% faster than a conditioned space (Source: DOE, 2024).
Check 4: Test the System Performance Claims Against Real Data
I'm not 100% sure where the industry standard for performance guarantees came from, but in my experience, the first-year generation estimates are often 15-20% above actual production. That's because the models assume perfect orientation, no shading, and ideal weather.
What to ask:
- P50 vs P90 numbers – A reputable proposal shows both. P50 is the 'expected' case (50% chance of exceeding). P90 is the conservative case (90% chance). If they only show one number, it's probably P50, and that's optimistic.
- Degradation curves – Panels degrade about 0.5-0.7% per year (Source: NREL, 2024). Batteries degrade faster, especially lithium-ion. The proposal should show year-10 and year-25 production, not just year 1.
- Wind turbine comparison (for context): If you're evaluating solar vs wind hybrids, keep in mind the numbers. A typical 2-3 MW wind turbine produces about 6 million kWh per year (Source: DOE). A 500 kW commercial solar system produces roughly 650,000-850,000 kWh per year depending on location (Source: NREL). They're different use cases, but I've seen proposals that conflate the two numbers. Ask specifically: is this solar-only, or solar + wind?
Check 5: Review the Financing Structure for Hidden Costs
Vivint Solar is known for flexible financing—purchase, lease, and power purchase agreements (PPAs). But here's the catch: the total cost of ownership calculation changes dramatically depending on which option you choose.
I ran a blind test with our finance team last year: same system, three different financing options. The 20-year total cost varied by 38% between the cheapest and most expensive option. The lease looked cheap month-to-month but had a 3.9% annual escalator—plus a buyout clause that made it expensive to exit early.
Red flags to check:
- Escalation rate – 0% escalator vs 2.9%. Over 20 years, that's a 78% difference in total lease payments.
- Buyout terms – Can you buy the system early? At what price? Some contracts have a 'fair market value' clause that's basically undefined (meaning the vendor picks the number).
- Warranty transfer – If you sell the property, does the warranty transfer? Some PPAs require the new owner to qualify, and if they don't, you're stuck.
Bottom line: don't sign any financing agreement without having your legal counsel review it—especially the 'what happens when you want to exit' sections.
Common Mistakes (That I've Made)
Mistake 1: Skipping the site walk with the install team. I once approved a proposal based on the sales rep's photos and measurements. The install team showed up and discovered the roof had a 15-year-old coating that couldn't support the mounting system. $8,000 in prep work we didn't budget for.
Mistake 2: Assuming 'battery backup' means whole-building coverage. It doesn't. Most commercial battery systems cover 'critical loads' only—elevators, emergency lighting, maybe a server room. If you want the whole building, you need a larger system (usually 2-4x the cost). Know what you're getting.
Mistake 3: Not checking the inverter warranty separately. Panel warranty is 25 years. Battery warranty is 10-15 years. Inverter warranty? Usually 5-10 years. And inverter replacement costs around $2,000-$5,000 for commercial systems (verify current pricing). That's not included in most service agreements. Get it in writing.
Prices referenced are as of mid-2024 based on data from NREL, DOE, and SEIA reports. Verify current rates with your vendor. Regulatory requirements vary by jurisdiction; consult your local building department for current codes.